:root{--ink:#1b2230;--muted:#44506a;--blue:#1e6bff;--amber:#e0a44a;--pale:#f3f6fb;--border:#d5dce8}*{box-sizing:border-box}body{margin:0;font:16px/1.6 Manrope,Arial,sans-serif;color:var(--ink);background:white}a{color:var(--blue);text-underline-offset:3px}a:hover{text-decoration:underline}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--amber);outline-offset:3px}[hidden]{display:none!important}.wrap{width:min(1180px,calc(100% - 64px));margin:auto}.skip-link{position:absolute;top:-100px;left:12px;padding:12px;background:white;z-index:3}.skip-link:focus{top:10px}.dw-header{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:20px 4.5%;border-bottom:1px solid var(--border);flex-wrap:wrap}.dw-brand{display:flex;align-items:center;gap:12px;color:var(--ink);font-weight:800;font-size:20px;text-decoration:none}.dw-brand strong{color:var(--blue)}.dw-header nav,footer nav{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.dw-header nav>a:not(.button){color:var(--ink);text-decoration:none;font-size:15px}.hero{padding:68px 0 58px;background:var(--pale)}.eyebrow{color:var(--blue);text-transform:uppercase;letter-spacing:.11em;font-size:12px;font-weight:800;margin:0 0 16px}h1{font-size:clamp(32px,4.2vw,54px);line-height:1.12;letter-spacing:-.03em;max-width:830px;margin:0 0 24px}h2{font-size:27px;line-height:1.25;letter-spacing:-.02em;margin:0 0 22px}h3{font-size:17px;line-height:1.4;margin:0 0 10px}p{margin:0 0 16px}.lead{max-width:760px;font-size:19px;color:var(--muted)}.tags{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.tags span{border:1px solid var(--border);border-radius:30px;background:white;padding:7px 13px;font-size:13px;font-weight:700}.calculator-layout{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:28px;align-items:start;padding-top:44px;padding-bottom:58px}.card{min-width:0;border:1px solid var(--border);border-radius:16px;padding:30px}.results{background:var(--pale)}label{display:flex;flex-direction:column;font-size:14px;font-weight:700;gap:7px;margin-bottom:19px}input,select{min-width:0;width:100%;min-height:48px;padding:11px 12px;border:1px solid #a9b5c9;border-radius:8px;background:white;color:var(--ink);font-size:16px}input[aria-invalid=true]{border-color:#ad2929}.two-columns,.spending-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.hint{font-size:13px;color:var(--muted);line-height:1.6}.privacy-note{margin-top:22px}.inputs #bill-help{margin-top:-8px}fieldset{padding:18px;border:1px solid var(--border);border-radius:10px;margin:8px 0 24px;min-width:0}legend{font-size:14px;font-weight:700;padding:0 6px}fieldset label:last-child{margin-bottom:0}button,.button{display:inline-block;background:var(--blue);color:white;border:0;border-radius:8px;padding:14px 20px;font-weight:700;text-decoration:none;line-height:1.4;cursor:pointer;text-align:center;max-width:100%;overflow-wrap:anywhere}.button.small{padding:11px 18px}.text-button{display:block;background:none;color:var(--muted);font-size:13px;padding:12px 0;text-decoration:underline}.ownership-note,.notice{background:#fff8e9;border-left:4px solid var(--amber);padding:18px;margin:24px 0}.ownership-note p{margin:9px 0 0}.error{background:#fff0ef;color:#8c1d18;padding:12px;border-radius:8px}.spending-grid>div{background:white;border:1px solid var(--border);border-radius:10px;padding:18px}.spending-grid h3{font-size:13px;color:var(--muted)}.amount{font-size:clamp(21px,2.3vw,30px);font-weight:800;letter-spacing:-.025em;margin:0;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.opportunity{margin:24px 0;padding:22px;background:#e8efff;border-radius:10px}.opportunity .amount{color:#1047b3;margin:12px 0}.opportunity p:not(.amount){font-size:13px}.budgets{margin:20px 0}.budgets>div{padding:14px 0;border-top:1px solid var(--border)}dt{font-size:14px}dd{margin:4px 0 0;font-size:21px;font-weight:800;overflow-wrap:anywhere}.payback{border-top:1px solid var(--border);margin-top:24px;padding-top:24px}.secondary-link{display:block;margin-top:14px;font-size:14px}.assumptions{padding-bottom:58px}.assumptions-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}.assumptions-grid p{font-size:14px;color:var(--muted)}.closing{background:var(--ink);color:white;padding:50px 0}.closing .eyebrow{color:var(--amber)}.closing p{max-width:700px}footer{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:28px 4.5%;font-size:13px;color:var(--muted)}footer a{color:var(--muted)}@media(max-width:850px){.calculator-layout{grid-template-columns:1fr}.assumptions-grid{grid-template-columns:1fr}.dw-header nav{gap:16px}.dw-header{padding:18px 24px}}@media(max-width:480px){.wrap{width:calc(100% - 32px)}.hero{padding:40px 0}.lead{font-size:17px}.card{padding:22px 18px}.calculator-layout{padding-top:24px;gap:20px}.dw-header nav{gap:12px;font-size:14px}.dw-header nav>a:not(.button){font-size:13px}.two-columns{gap:12px}.spending-grid{grid-template-columns:1fr}.dw-header{padding:16px}.amount{font-size:26px}footer nav{gap:16px}h2{font-size:24px}.tags{gap:8px}.tags span{font-size:12px}.button,button[type=submit]{width:100%}}

/* Simplified calculator flow: one result, progressive detail, existing palette. */
.bill-row{display:grid;grid-template-columns:minmax(0,1fr) 94px;gap:14px}.bill-row label{margin-bottom:0}.field-error{color:#9d211b;font-size:13px;margin:5px 0 12px}.field-help{font-size:13px;color:var(--muted);margin:10px 0 18px}.field-help summary{cursor:pointer;color:var(--muted);text-decoration:underline;text-underline-offset:3px}.field-help p{margin:12px 0 0;padding:12px;background:var(--pale);border-radius:8px}.info-icon{display:inline-flex;width:17px;height:17px;align-items:center;justify-content:center;border:1px solid currentColor;border-radius:50%;font-size:11px;font-weight:700;margin-right:4px}.example-button{background:none;color:var(--blue);padding:0;text-align:left;font-size:14px;text-decoration:underline;margin:0 0 24px;width:auto!important}.allowance-control{border-top:1px solid var(--border);padding-top:22px}.allowance-control label{font-size:15px;gap:2px;margin-bottom:10px}.allowance-control output{font-weight:400;color:var(--muted);font-size:13px}input[type=range]{accent-color:var(--blue);border:0;padding:0;min-height:38px;height:38px;cursor:pointer;background:transparent}.slider-scale{display:flex;justify-content:space-between;font-size:11px;color:var(--muted);gap:10px;margin:-4px 0 12px}.team-context{border-top:1px solid var(--border);padding-top:18px;margin-top:22px}.team-context summary{font-size:14px;cursor:pointer;font-weight:700}.team-context>p{margin:14px 0}.team-context .two-columns label{margin-bottom:0}.inputs .text-button{margin-top:12px}.window-toggle{border:0;padding:0;margin:0 0 18px;display:flex;gap:8px;flex-wrap:wrap}.window-toggle legend{padding:0;margin-bottom:10px;font-size:13px;color:var(--muted);font-weight:400}.window-toggle label{display:block;margin:0;position:relative;cursor:pointer}.window-toggle input{position:absolute;opacity:0;width:1px;height:1px;min-height:0;padding:0}.window-toggle span{display:block;padding:9px 18px;background:white;border:1px solid var(--border);border-radius:8px;font-size:14px}.window-toggle input:checked+span{background:var(--blue);border-color:var(--blue);color:white}.window-toggle input:focus-visible+span{outline:3px solid var(--amber);outline-offset:3px}.headline-result{margin:0 0 15px;padding:24px}.headline-result h3{font-size:14px;color:#244f9d}.headline-result .amount{font-size:clamp(25px,2.7vw,38px);line-height:1.25;margin:12px 0 16px}.headline-result p:last-child{margin:0}.important-note{margin-bottom:22px}.math-details{border-top:1px solid var(--border);padding-top:18px}.math-details summary,.method-details>summary{cursor:pointer;font-size:14px;font-weight:700}.math-content{padding-top:18px}.math-list{margin:0 0 20px}.math-list>div{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--border);padding:12px 0;align-items:baseline}.math-list dt{font-size:13px;flex:1}.math-list dd{font-size:15px;text-align:right;max-width:60%;line-height:1.5}.method-details{border-top:1px solid var(--border);padding-top:22px}.method-details .assumptions-grid{margin-top:24px}.payback .hint{margin:12px 0 0}.calculator-layout{padding-bottom:36px}.assumptions{padding-bottom:36px}summary:focus-visible{outline:3px solid var(--amber);outline-offset:4px}.dw-header nav>a{color:var(--ink)}@media(max-width:480px){.headline-result{padding:20px}.headline-result .amount{font-size:28px}.window-toggle span{padding:9px 16px}.math-list>div{display:block}.math-list dd{text-align:left;max-width:100%;margin-top:6px}.bill-row{grid-template-columns:minmax(0,1fr) 84px;gap:10px}}